Box 3
This service is offered by box3.nl

Box 3 explained: Paying tax on savings you never had

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What is Box 3?

Box 3 is the tax section where you pay tax on your assets, such as savings, investments and real estate. It sounds simple, but the way in which the tax authorities calculate assets is anything but simple.

For years, the tax authorities assumed a fictitious return on your assets. This means that they based your tax on an estimated return (e.g. 4% or 5%), while you may have had much less (or none at all) return on your savings or investments. For example, millions of Dutch people paid tax on money they had not really earned.

Why is this unjustified?

The fictitious rate of return applied by the tax authorities was often much higher than the actual return of many people. This led to a situation where savings that were never actually earned were taxed.

This system was declared unlawful by the Supreme Court in 2021. Indeed, it was seen as a violation of taxpayers' rights. That is why there is now a recovery scheme for the people who have paid too much tax as a result.

How did the tax authorities make this mistake?

From 2017 to 2022, tax was levied on a fictitious return that was much higher than the actual return on savings or investments. For example, if you had a savings account with little interest but the tax authorities expected a much higher return, you paid tax on that fictitious amount instead of what you had actually received.

Not only was this unjustified, but it also caused thousands of Dutch people to pay too much tax.

What does this mean for you?

If you had assets in Box 3 between 2017 and 2022, you may be able to request a refund now. The government has set aside €10 billion to return this unduly paid tax to taxpayers. But to get your recovery, you have to take action yourself and prove how much return you've really hadd.

How does Box3.nl help you recover?

Calculating your actual return isn't as easy as it seems. That's why Box3.nl is here for you. We take care of:

  • Free monitoring of your situation
  • Calculating your actual return
  • Legal support for your request
  • Submission to the tax authorities on your behalf
  • No costs if there is no refund (no cure, no pay)

Why wait?

With €10 billion available for recovery, you want to make sure you get what you're entitled to. The reimbursement can amount to thousands of euros, but you have to take action yourself.

Don't leave money behind. Let Box3.nl check your situation and find out how much you can get back.

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